Overview
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CU Name
IDEAL
State
Minnesota
Quarter
2021-Q2
Asset Peer
$500MM-$1B
CU Statistics
CU (01)
$900.01 M
$724.51 M
$710.9 M
51.7 K
6
6
101.91%
State CUs (98)
$346.08 M
$221.24 M
$300.71 M
20.24 K
4
5
73.57%
National Peers (292)
$708.59 M
$439.26 M
$617.22 M
48.83 K
9
8
71.17%
State Peers (3)
$695.23 M
$532.14 M
$591.61 M
49.69 K
7
7
89.95%
Income Distribution
CU
70.91%
29.09%
State CUs
67.27%
32.73%
National Peers
67.16%
32.84%
State Peers
62.22%
37.78%
Risk Rate
CU
0.57%
0.10%
State CUs
0.28%
0.07%
National Peers
0.41%
0.11%
State Peers
0.41%
0.09%
Member Metrics
CU
$ 14,013
$ 13,750
2.51
State CUs
$10,931
$14,858
2.82
National Peers
$8,996
$12,640
2.41
State Peers
$10,709
$11,906
2.45
Performance Ratios
CU
0.50%
612,596
304
State CUs
0.51%
175,374
378
National Peers
0.42%
210,501
354
State Peers
0.48%
332,899
338
Growth Rates
Asset Growth
9.32%
16.70%
12.54%
14.78%
Loan Growth
15.03%
9.01%
7.00%
15.70%
Share Growth
11.87%
18.29%
14.52%
16.63%
Member Growth
2.87%
4.24%
2.59%
3.53%
Credit Card Growth
-7.07%
-2.73%
-5.03%
-8.81%
Auto Loan Growth
-11.95%
-1.03%
3.83%
-3.19%
First Mortgage Loan Growth
12.74%
19.36%
13.23%
26.46%
Product Penetration
| Metrics | CU | State CUs | National Peers | State Peers | |
|---|---|---|---|---|---|
| Unsecured Credit Card Loans | 11.22% | 15.85% | 14.41% | 11.28% | |
| New Vehicle Loans | 1.77% | 7.67% | 5.46% | 3.14% | |
| Used Vehicle Loans | 18.20% | 23.67% | 15.87% | 19.67% | |
| Share Drafts | 52.92% | 65.39% | 59.08% | 88.75% | |
| Regular Shares | 123.06% | 120.75% | 110.53% | 85.15% | |
| Money Market Shares | 7.63% | 8.31% | 5.30% | 4.44% | |
| Share Certificates | 5.65% | 9.01% | 6.21% | 6.15% | |
| First Mortgage and Other Real Estate | 19.22% | 12.01% | 7.46% | 13.48% |